Think You Can Afford Dubai? Discover the Real Cost of Living in 2025

Dubai is often viewed as a land of opportunity and luxury, offering a high-quality lifestyle amidst a dazzling skyline and endless prospects. But how much does it actually cost to live in this iconic city? For anyone considering a move to Dubai, understanding the cost of living is crucial to budgeting and planning. This guide dives deep into all major expenses, helping you navigate the costs of life in Dubai as an individual, a couple, or a family.

Housing Costs

Housing constitutes the largest portion of living expenses in Dubai. Whether you choose a studio, an apartment, or a villa, rental costs vary widely depending on location, size, and amenities.

Average Rent Prices in Dubai:

Apartment Type

 

Location

Average Monthly Cost (AED)

1-bedroom apartment

 

Central location

7,927

1-bedroom apartment

 

Outside of the center

4,858

3-bedroom apartment

 

Central location

14,937

3-bedroom apartment

 

Outside of the center

10,435

Utilities:

Utility Type

Average Monthly Cost (AED)

Basic utilities (electricity, water, cooling, garbage) for 900 sq. ft apartment

650 – 750

Mobile phone plan

204.1

Internet (60 Mbps or more)

365.53

Transportation Expenses

Dubai offers diverse transportation options, from public transit to private vehicles. The city’s efficient metro and bus systems make it easy to commute without owning a car.

Transportation Costs:

Expense

Average Cost (AED)

Petrol (1 liter)

2.82

One-way metro ticket

4 – 8

Nol Card (Monthly Pass)

350/month

Minimum taxi fare

12

Taxi (per km)

3

Food and Dining

Dubai’s multicultural population offers a vibrant food scene, from affordable street food to high-end dining experiences.

Dining Costs:

Meal Type

Cost in AED

Meal for one (affordable restaurant)

40

Meal for two (mid-range restaurant, 3 courses)

200

Meal for two (fine dining, 3 courses)

500 – 1,000

Grocery Costs:

Item

Average Cost (AED)

Milk (1 liter)

7.14

Loaf of bread (500g)

5.76

Rice (1kg)

9.82

Eggs (12)

12

Chicken fillets (1kg)

31.42

Beef (1kg)

36.45

Apples (1kg)

8.69

Bananas (1kg)

6.85

Healthcare Expenses

Healthcare is a mandatory aspect of living in Dubai, with all residents required to have medical insurance. Costs vary depending on coverage and provider.

Insurance Costs:

Plan Type

Cost in AED per Year

Essential benefits plan (individual)

Starting from 600

Comprehensive plan (individual)

5,500

Comprehensive plan (family of 4)

15,000 – 25,000

Premium family plan (worldwide coverage)

70,000

Public healthcare is only accessible to UAE citizens, while expats rely on a thriving private healthcare system.

Education Costs

Dubai offers some of the best educational institutions globally, with curricula ranging from British and American to Indian and IB. Tuition varies widely depending on the school and program.

Tuition Fees:

School

Curriculum

Fee Range (AED)

GEMS Wellington International

British

6,007/month

The Winchester School

British

1,774/month

GEMS Dubai American Academy

American

7,320/month

Dubai International Academy

IB

5,085/month

Lifestyle and Entertainment Costs

Dubai excels in entertainment, offering activities ranging from luxury experiences to budget-friendly options. Whether you’re dining at a Michelin-starred restaurant or exploring local parks, there’s something for everyone.

Entertainment Costs:

Activity

Cost in AED

Movie ticket for one

45

Gym membership (monthly)

270 – 400

Miscellaneous Expenses

Your cost of living will also depend on personal preferences and lifestyle choices. From hiring household help to indulging in luxury services, these additional expenses can vary greatly.

Common Extras:

  • Cleaning services: Starting at AED 25/hour.
  • Salon visits: AED 100 – 500 per session.
  • Private fitness trainers: AED 200 – 500 per session.

Conclusion

Dubai offers a high-quality lifestyle but comes with costs that require careful planning. By understanding housing, transportation, food, healthcare, education, and entertainment expenses, you can create a realistic budget to enjoy all that Dubai has to offer. While it may not be the cheapest city, Dubai’s opportunities, safety, and luxurious lifestyle make it a worthy investment for many.